Part of the whole long term disability applications requires conversations and meetings with Social Security. It's the insurance companies' rules. They don't want to pay out a lot of money, and a 35 year old physician on disability sets off every one of their alarms. If you are approved for their policies, then they require you to apply for Social Security. Now remember, at this point, I still intended to go back to work. I had zero intention of being on disability forever. God called me to Pediatrics, and that is where I want to be.
I avoided, stalled, and procrastinated dealing with Social Security as long as I could. I do not want to be on it. One day, Social Security called me. At home. And insisted I have a real conversation with them. I couldn't hide any more. Following is a replication of that conversation, as I remember it:
SS Lady: You do realize you are entitled to these benefits?
Me: I don't want them. I am 35 years old, and I plan to return to work someday. Older, sicker people need that money.
SS Lady: But you are entitled to that money.
Me: But I don't want it.
SS Lady: But you worked and saved that money. You are entitled to it.
Me: But I don't want it. I want to work. I do not want to live off of the government.
SS Lady: But it says here that you have 2 children. What about them? They are entitled to benefits, too.
Me: I am married. My husband has a good job with excellent benefits. I intend to go back to work when I am better. I don't need Social Security, and my children definitely do not need it.
SS Lady: But that might not always be the case. No one ever expects divorce, but your husband may one day decide to leave you, and then you won't have his benefits, and then you'll need this money that you are entitled to.
Me: Excuse me, but that is not going to happen, and even if something does happen to him in the future and if I do ever need this money, THEN I'll apply for it. Until then, I don't need it, and I don't want it.
SS Lady: But you and your children are entitled to these benefits.
Me: So you are telling me that despite the fact that there are people who actually need this government money to live that are being turned down for benefits, and despite the fact that I want them to get this money instead of me, I have no choice but to take it.
SS Lady: Yes. Because you are entitled to it, and they are not.